can i get social security disability benefits?

Applying for Social Security Disability (SSD) benefits can feel overwhelming. Understanding who qualifies is the first step in building a successful claim. In this article, we’ll explain the eligibility rules and what you need to know before applying.

What Are Social Security Disability Benefits?

Social Security Disability benefits provide monthly income for people who are unable to work due to a serious medical condition. The Social Security Administration (SSA) offers two main programs:

• SSDI (Social Security Disability Insurance): Based on your work history and the taxes you’ve paid into Social Security.
• SSI (Supplemental Security Income): Based on financial need for individuals with limited income and resources.

Basic Requirements for SSDI

To qualify for SSDI, you generally need to meet two requirements:

1. Work Credits

You must have worked long enough — and recently enough — under Social Security. Most workers need about 10 years of work history, though younger workers may qualify with fewer credits.

2. Disability Standard

You must prove that you are unable to perform substantial gainful activity (SGA) due to a medical condition that is expected to last at least 12 months or result in death.

Who Can Qualify for SSI?

Unlike SSDI, SSI does not require a work history. Instead, you must meet:

• Income limits: Your monthly income must be below SSA’s set threshold.
• Asset/resource limits: Generally, you can’t have more than $2,000 in countable resources as an individual (or $3,000 for couples).
• Medical eligibility: The same disability definition applies as SSDI.

Medical Conditions That May Qualify

The SSA maintains a Listing of Impairments (also called the “Blue Book”) with conditions that may qualify, including:

• Musculoskeletal disorders (e.g., back injuries, arthritis)
• Neurological disorders (e.g., epilepsy, multiple sclerosis)
• Cardiovascular conditions (e.g., heart failure, chronic heart disease)
• Mental health conditions (e.g., PTSD, depression, schizophrenia)
• Cancer and immune system disorders

Even if your condition is not listed, you may still qualify if it prevents you from working full-time.

What If I’ve Already Been Denied?

Most people are denied the first time they apply. This doesn’t mean you’re not eligible — it means you need to appeal your disability claim. Many cases are eventually approved at the reconsideration or hearing stage, especially with the help of an experienced disability attorney.

Call crossroads disability so our experienced attorneys can fight for the benefits you deserve!

Are you unsure whether you qualify for Social Security Disability?
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